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Thread: Which are the better cards for students?

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  1. #1
    trickrtreat is offline Member
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    Default Which are the better cards for students?

    Are there any cards that take into consideration that these are young people just starting out?

  2. #2
    harmony_mom is offline Junior Member
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    Default I Don't Think So

    You know I think the focus is just on selling the card, no one is concerned about the fact that college kids are some of the most vulnerable consumers when it comes to debt ac***ulation. I remember how easy it was to get credit cards when I first went away to college. It didn't take long to get into trouble, and now I have to clean up the mess.

  3. #3
    berlinlife06 is offline Member
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    I think the best way would be to give them a secure credit card, so they know the reality of getting in debt, and not get into trouble so fast. At least that's what I would do with my kids if I had any.

  4. #4
    SageMother is offline Member
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    I think debit cards should be the only cards offered to students. This allows them to develop conscious spending habits before they have to pay interest on purchases.

  5. #5
    janus76 is offline Junior Member
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    i think cards for students is something to always be wary off because you get into enough debt as a student and getting a student card would mean more debt ihe long run and that can always be a worry

  6. #6
    aquariancore is offline Member
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    The best card for a college kid would be a prepaid card.

  7. #7
    berlinlife06 is offline Member
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    Quote Originally Posted by aquariancore
    The best card for a college kid would be a prepaid card.
    Definitely a good idea! That way the know exactly what the spent, and are not faced with debs at such early start. Hard to accept, but it is best in the long run.

  8. #8
    trickrtreat is offline Member
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    I don't think these college kids would go for that though, because you have to have money to put into a prepaid card, which they don't.

  9. #9
    ramianehoultz is offline Junior Member
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    Quote Originally Posted by SageMother
    I think debit cards should be the only cards offered to students. This allows them to develop conscious spending habits before they have to pay interest on purchases.
    I agree this statement! debit card is really convenient than credit card, we can enjoy the cards without second thought and expect some huge billing

  10. #10
    Chumlee is offline Junior Member
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    I agree with debit cards over pre-paid. Just taking the extra step of 'charging' a pre-paid is a h***le.

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