Quote Originally Posted by SageMother
Quote Originally Posted by berlinlife06
The only way is worth, is charging something very expensive that you actually don't have to pay over time but all at once. Otherwise, is not really worth it.
If you can pay off a charge greater than $6500 then there's no reason for you to go into debt just to take advantage of a cash back.
Sage, the point of a rewards card it to use it to pay for something that you would have to pay anyway and get the 5% cash back verses paying it directly and getting no reward. Obviously, going into debt to get 5% doesn't make sense.