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Thread: Business Credit Card Question - Applying and terms?

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  1. #1
    babycute is offline Junior Member
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    Jul 2007
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    Default Business Credit Card Question - Applying and terms?

    Hello everyone,

    I just incorporated my new company about a few weeks ago. I've looked into American Express to obtain a Business Credit card, and I've heard its more reasonable to obtain a business card at least, since the company is a corporation with no outstanding debt.

    My personal credit is good, i have a 730 credit score, with only a few inquires, but the last one was around 10/5/06. These inquires are mostly around me opening up my first credit card ( visa - bank of America ), and my checking and savings accounts. I have paid all my bills in full and on time.

    I just want to know, is there a strong possibility of obtain the business credit card? What sort of things does American Express look at when applying for a card, especially for business?

  2. #2
    babycute is offline Junior Member
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    Jul 2007
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    ooops no response!
    needs suggestions!

  3. #3
    Mr Credit Card is offline Junior Member
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    Feb 2007
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    You can never be sure what exactly do issuer look at. But with your score and payment record, I think you should have no problem getting any business credit card.

  4. #4
    delgi is offline Junior Member Registered User
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    Oct 2011
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    amex has small business cards, and Corporate cards..
    what criterias must be satisfied for "declared" as small business? as i understand it includes home business.

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