Paypal Credit Card

[Crystal]

What do you think of Paypal's Credit Card?

I have an online business and I use Ebay a lot. I'm thinking of getting this. Is this a good idea?

[winglesszzz]

Crystal, I don't know too much about the PayPal credit card. However, I do have a PayPal account and use it extensively with my online businesses, and love their service.

Having said that, the site in my signature presents all business credit cards in an easy to compare fashion. You can get detailed information about each card's offer. Then you can apply online, too.

[berlinlife06]

I too have a Paypal account, and if you are using paypal a lot, then maybe it would be a good idea to get their credit card. Just find out all the small print stuff!

[SageMother]

Well this really depends on the amount of business you are doing, the type of business and the type of customers you have. I have Paypal and am loathe to use their credit card when I can use the debit card to avoid going into the red with my business dealings. If I decide to expand and get help through the SBA or a bank, I want to have the history of NOT going into debt lightly but still having the Paypal for proof of cash flow.

[aquariancore]

I llike the paypal debit card myself. When you buy online and they don't take paypal you use that card.

[trickrtreat]

Can you use the paypal card for any purchase, or only what you buy that accepts paypal?

[berlinlife06]

I guess if it is a Credit card, then it should be accepted everywhere as such! At least that´s what I understand!

[SageMother]

Originally Posted by trickrtreat

Can you use the paypal card for any purchase, or only what you buy that accepts paypal?

Paypal cards are branded Visa or Mastercards, So if business accepts Visa or Mastercard, the Paypal card will work too.

[trickrtreat]

OK - so similar to a bank debit card. Can you add money to it other than what comes through your paypal account?

[aquariancore]

I prefer the paypal debit card which can be used as a credit card.